Getting Ready to Purchase

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Create Your Financial Portfolio 

Compile all your crucial financial records into a file, commonly known as a green file. This will be essential for securing financing. Your green file should include:

• Financial statements
• Bank account details
• Investment records
• Credit card information
• Auto loan documents
• Recent pay stubs
• Tax returns for the past two years
• Leases for any investment properties
• Statements for 401K, life insurance, stocks, bonds, and mutual accounts

Review Your Credit Score 

Your credit rating significantly influences your buying options and price range. Start by checking your credit score with a reputable lending institution. They'll assess your creditworthiness using reports from Equifax, Experian, and Trans Union. Need a recommendation for trusted lenders? We've got you covered, whether it's for residential, construction, or commercial real estate.

Handle Finances with Care

Avoid making sudden career shifts or major purchases right now. Stability is key as you approach your property investment.